Best 6-Month CD Rate: 4.32% at the State Bank of India

The State Bank of India, with FDIC insurance at its US Branches in New York City and Chicago, has a 6-month CD with a 4.32% annual percentage rate . This compares well with the 6-month US Treasury Rate of only 0.29%. Contact information here.

For long term, the top rate for CDs this week is 5.31% offered by Intervest National Bank for a 7-year certificate of deposit.

The table below shows the best CD rates for other terms.

"Highest CD Rate Survey + Current US Treasury Rates"

Term	Date	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Daily Savings	12/04/08	2.60%	Vanguard Prime Money Market Fund
Tax Exempt	12/04/08	1.13%	Vanguard Tax Exempt Money Market Fund
Online Savings	12/04/08	3.25%	High Performance Money Fund @ Wachovia Bank
3-Month Treasury	12/04/08	0.01%	US Treasury Rates at a glance
6 Months	12/04/08	4.32%	State Bank of India & 3.76% at Ascencia Bank
6-Month Treasury	12/04/08	0.29%	US Treasury Rates at a glance
7 Months	12/04/08	2.60%	Wachovia Bank
1 Year	12/04/08	4.68%	State Bank of India
1 Year Treasury	12/04/08	0.64%	US Treasury Rates at a glance
18 Months	12/04/08	4.40%	UmbrellaBank
2 Years	12/04/08	4.50%	UmbrellaBank
1 Year Treasury	12/04/08	0.90%	US Treasury Rates at a glance
3 Years	12/04/08	4.75%	Intervest National Bank
3-Yr Treasury	12/04/08	1.09%	US Treasury Rates at a glance
4 Years	12/04/08	5.05%	Intervest National Bank & 4.75% @ Capital One
5 Years	12/04/08	5.25%	Intervest National Bank & 5.10% @ Capital One
5 Yr Treasury	12/04/08	1.61%	US Treasury Rates at a glance
7 Years	12/04/08	5.50%	Capital One & 4.75% @ PenFed CU
10 Yr Treasury	12/04/08	2.63%	US Treasury Rates at a glance
10 Years	12/04/08	5.31%	Intervest National Bank
30 Yr Treasury	12/04/08	3.13%	US Treasury Rates at a glance

Make sure you read the article:

=>How to Get the Best CD Rates