How to Get FREE Annual Credit Reports

By federal law, each of the 3 major credit bureaus is required to provide you with one free copy per year of your credit report (though not your credit score ) upon request. It is important to review this information not only to track and improve your financial health, but also to ensure against fraud and identity theft. Because of this, it is advisable to space your requests out from the 3 bureaus throughout the year, like every 4 months, rather than requesting them all at the same time. 

You may request your free credit report online, request your report by phone or request your report through the mail.  For the full details, read: 

• How to Get FREE Annual Credit Reports Online, by Mail or by Phone