- Now yielding a 100% safe 1.38% with a 0.20% base rate
- This means you get inflation plus 0.20% for the next 30 years. For more, see Series I Bonds Explained
- I think Series I-Bonds are very attractive for cash in taxable accounts. You can buy up to $10,000 per Social Security number.
- This is the first time the base rate has been above zero since October 2010.
- Note: I own a lot of Series I Bonds, some with base rates as high as 3.00%!
- Now they yield only 0.1%
- You can do much better in an FDIC insured savings account paying about 1%.
Best CD Rate Survey
- I'd keep the term to 2 years or less. Perhaps make a CD ladder with