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Thursday, December 04, 2008

Best 6-Month CD Rate: 4.32% at the State Bank of India

The State Bank of India, with FDIC insurance at its US Branches in New York City and Chicago, has a 6-month CD with a 4.32% annual percentage rate . This compares well with the 6-month US Treasury Rate of only 0.29%. Contact information here.

For long term, the top rate for CDs this week is 5.31% offered by Intervest National Bank for a 7-year certificate of deposit.

The table below shows the best CD rates for other terms.

"Highest CD Rate Survey + Current US Treasury Rates"
Rate (APY)
(Click link for Full Rate Sheets)
Daily Savings
12/04/08 2.60%
Vanguard Prime Money Market Fund
Tax Exempt
12/04/08 1.13%
Vanguard Tax Exempt Money Market Fund
Online Savings 12/04/08 3.25%
High Performance Money Fund @ Wachovia Bank
3-Month Treasury
12/04/08 0.01%
US Treasury Rates at a glance
6 Months 12/04/08 4.32%
State Bank of India & 3.76% at Ascencia Bank
6-Month Treasury
US Treasury Rates at a glance
7 Months 12/04/08 2.60%
Wachovia Bank
1 Year
12/04/08 4.68%
State Bank of India
1 Year Treasury 12/04/08 0.64%
US Treasury Rates at a glance
18 Months 12/04/08 4.40%
2 Years
12/04/08 4.50% UmbrellaBank
1 Year Treasury 12/04/08 0.90%
US Treasury Rates at a glance
3 Years 12/04/08 4.75% Intervest National Bank
3-Yr Treasury
US Treasury Rates at a glance
4 Years
12/04/08 5.05% Intervest National Bank & 4.75% @ Capital One
5 Years
12/04/08 5.25% Intervest National Bank & 5.10% @ Capital One
5 Yr Treasury
US Treasury Rates at a glance
7 Years 12/04/08 5.50% Capital One & 4.75% @ PenFed CU
10 Yr Treasury
12/04/08 2.63%
US Treasury Rates at a glance
10 Years 12/04/08
Intervest National Bank
30 Yr Treasury 12/04/08 3.13%
US Treasury Rates at a glance

Make sure you read the article:
=>How to Get the Best CD Rates

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