|Simple, 100% invested in Vanguard Stock Index Funds Portfolio||Total US Stock Market Index||Total International Stock Index|
|YTD Gain/ (loss) as of 11/30/13||29.93%||13.63%|
Fidelity has done better than Vanguard due to different international composition....
|Simple, 100% invested in Fidelity Stock Index Funds Portfolio||Spartan Total Market Index||Spartan International Index|
|YTD Gain/ (loss) as of 11/30/13||29.95%||19.66%|
Obviously, more diverse portfolios with things like bonds, emerging market stocks, REITS, TIPS, gold, cash, CDs, iBonds won't be up as much as those asset classes have greatly under performed the US stock market this year. Of course, that is what you want so you can take profits in what is up and buy more of what is down or up less to get smoother returns over the long haul.
Read "Kirk's Two Investment Letters - Best Retirement Portfolio For You" to decide which newsletter I offer is best for you.